Richard S. Vest is a Registered Representative and Investment Advisor of and offers securities products and services through Royal Alliance Associates, Inc., Member FINRA/SIPC, a registered broker-dealer.  In this regard, this communication is strictly intended for individuals residing in the states of Missouri, Illinois, Iowa and Nevada.  No offers may be made or accepted from any resident outside the specific states referenced.  A broker-dealer "BD", investment adviser "IA", a BD agent or IA Representative may only transact business in a state if first registered in that state, or is excluded or exempt from registration in that state, as a broker-dealer, investment adviser, BD agent or IA representative, as appropriate.  Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to affect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion.  For information concerning the licensing status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA rep, a consumer should contact their state securities law administrator.

 

Vest Benefit Solutions

 

     Welcome to Vest Benefit Solutions, a full-service financial services and benefits consulting firm established in 2004. Rick Vest’s firm specializes in consulting with individuals, organizations, companies, schools and medical facilities in the areas of finance and benefit management. The focus of Vest Benefit Solutions is small to medium-sized companies and institutions in Missouri and Illinois with both fully-funded and self-funded programs.

     Vest has been in the insurance industry since 1981. He has been a benefits consultant since 1983 and has been self-employed since 1981. Rick is a Registered Representative and Investment Advisor of and offers securities products and services through Royal Alliance Associates, Inc.

     Vest Benefit Solutions is a member firm of The Blue Chip Consortium, LLC, an organization of 12 established, professional employee benefit firms located throughout the state of Missouri providing brokerage and consulting services to employers in the Midwest. The sole purpose of this consortium is to maximize the value that our member firms provide to their clients. Blue Chip’s distinctive “corporate partnership” structure allows Vest Benefit Solutions to provide the resources of a large organization, without losing the inherent advantages of low cost, personal service and flexibility.

 

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

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Should You Wait to Claim Social Security?

Factors that retirees should consider when making the important financial decision about claiming Social Security.

Considering UITs

An overview of UITs with a focus on some important factors to understand when adding UITs to a portfolio.

Tax Season Never Ends for the Self-Employed

Making accurate quarterly tax payments on schedule can help avoid interest penalties for underpayment.

Imagining Your Retirement

Key points to consider as you envision your retirement and work to make your dreams come true.

More Newsletters →