Richard S. Vest is a Registered Representative and Investment Advisor of and offers securities products and services through Royal Alliance Associates, Inc., Member FINRA/SIPC, a registered broker-dealer.  In this regard, this communication is strictly intended for individuals residing in the states of Missouri, Illinois, Iowa and Nevada.  No offers may be made or accepted from any resident outside the specific states referenced.  A broker-dealer "BD", investment adviser "IA", a BD agent or IA Representative may only transact business in a state if first registered in that state, or is excluded or exempt from registration in that state, as a broker-dealer, investment adviser, BD agent or IA representative, as appropriate.  Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to affect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion.  For information concerning the licensing status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA rep, a consumer should contact their state securities law administrator.

 

Vest Benefit Solutions

 

     Welcome to Vest Benefit Solutions, a full-service financial services and benefits consulting firm established in 2004. Rick Vest’s firm specializes in consulting with individuals, organizations, companies, schools and medical facilities in the areas of finance and benefit management. The focus of Vest Benefit Solutions is small to medium-sized companies and institutions in Missouri and Illinois with both fully-funded and self-funded programs.

     Vest has been in the insurance industry since 1981. He has been a benefits consultant since 1983 and has been self-employed since 1981. Rick is a Registered Representative and Investment Advisor of and offers securities products and services through Royal Alliance Associates, Inc.

     Vest Benefit Solutions is a member firm of The Blue Chip Consortium, LLC, an organization of 12 established, professional employee benefit firms located throughout the state of Missouri providing brokerage and consulting services to employers in the Midwest. The sole purpose of this consortium is to maximize the value that our member firms provide to their clients. Blue Chip’s distinctive “corporate partnership” structure allows Vest Benefit Solutions to provide the resources of a large organization, without losing the inherent advantages of low cost, personal service and flexibility.

 

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70½.

Credit Card Debt

How Long Will It Take to Pay my Balance?

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators →

Entrepreneurs Get Back in the Game

Start-up activity rose to a 14-year high in 2012; some first steps for turning an idea into a profitable business.

Small-Business Borrowing Update

Common financing options that small businesses often rely on to run their operations or finance expansion.

Cleaning Up Your Financial Records

Make it easier to find financial documents when you need them with these organization tips.

Options for Retirement Living

Some considerations when deciding where to live in retirement, be it staying in the same community or moving.

More Newsletters →