Our Services

Financial Services for Individuals and Families:

"We provide guidance and assistance to our clients consistent with their personal needs, including risk management, investment selection, and wealth preservation strategies."

Our private insurance and investment services include:

  • Investment brokerage (mutual funds, C.D.'s)*
  • Insurance brokerage (life, health, disability, long term care)**
  • Capital needs analysis
  • Retirement income strategies
  • College funding
  • Estate transfer services

*Securities offered through Royal Alliance Associates, Inc., Member FINRA/SIPC.                                                                                                            ** Insurance placed through The Blue Chip Coinsortium, LLC.

Employee Benefits Services

"Typically, we become involved with the employer in all three phases of benefit planning:  design, implementation and mainenance.  Due to the close relationships we maintain with all our clients, we are able to function as a surrogate benefits department."

Mid-sized employers have essentially the same benefit needs as larger employers but many times, they do not have the resources necessary to administer those needs.

We establish open lines of communication with our clients so that they remain informed about developments that will affect their benefit decisions.  This includes legislative and regulartory developments, as well as marketplace changes.  In addition, we assist employers in the improvement of communications through group meetings, newsletters, videos, and emails. 

The benefits we can include in a benefit plan may involve the following:*

  • Health care benefits
  • Dental benefits
  • Vision care
  • Disability benefits
  • Life insurance
  • Long-term care insurance
  • Voluntary programs
  • Section 125 Cafeteria plans
  • Qualified retirement and pension plans
  • Seminars/Employee education programs
  • Benefit communication Strategies
  • Health Savings/Reimbursement Accounts

*Insurance placed through The Blue Chip Consortium, LLC


Executive Compensation:

"As an organization grows, its executive compensation needs develop along two tracks:  the attraction and retention of key employees, as well as the protection of the value of the ownership interest."

Our Executive Compensation Planning services include:

  • Supplemental retirement plans
  • Non-qualified plans
  • Business continuation planning
  • Buy-sell planning
  • Coordination of personal planning and benefit planning
  • Key employee insurance