Your Local Employee Benefit Consulting Team in The Midwest
Guidance for Everything Your Money Has to Do
Your personal finances and the benefits you offer your employees can rest with one independent advisor instead of a company with its own products to move. Backed by more than forty years in the field, the advice you get is chosen to fit you and nothing else.

What We Do
A Retirement With Room to Explore
Money set aside for retirement is only the starting point. It still has to turn into income that holds up for decades against taxes and rising health costs, with enough left over for the parts you actually retired for, from travel to time with the grandkids.
How We Help
The Areas Clients Count on Most
What clients come to us for tends to sort into a handful of categories, each holding a deeper set of specific services.
Investment and Wealth Management
Building and tending a portfolio suited to your timeline and your risk appetite, then reworking it as goals and markets move.
Insurance and Risk Protection
Putting the right life, disability, and long-term care coverage in place so an illness or early loss does not unravel years of saving.
Retirement Income Planning
Turning what you have saved into steady income for a retirement that can stretch thirty years, with taxes and health costs in view.
Estate and Family Planning
Arranging how your assets pass to the people and causes you choose, and helping fund goals like a child’s education along the way.
Employee Benefits Consulting
Giving employers big-company coverage without a big-company department, handling group health, dental, and retirement plans from first design through ongoing upkeep.
Executive Compensation and Business Continuity
Helping owners keep the key people a business runs on and protect the value of their stake if a partner moves on.
Extended Care Strategies
Long-term care is easy to push to the back burner. We'll help you explore your options now so it doesn't catch you off guard later. box-empty
Small Business Guidance
If you own a business, your personal and business finances are intertwined. We'll help you get both on the same page. box-empty
Social Security Strategies
When you claim Social Security and how you do it can make a real difference. We'll walk you through the scenarios so you can decide what's right for you. box-empty
Cash Flow Analysis
Before we plan for the future, let's understand the present. We'll help you get a clear picture of where your money is going — and where it could be going. box-empty
Education Strategies
Saving for education is a big priority for a lot of families. We'll help you explore your options without throwing your other goals off track. box-empty
Charitable Giving
Want to give back to a cause you care about? We'll help you do it in a way that's smart for your finances too. box-empty
Special Needs Trust
If you're planning for a loved one with special needs, we'll help you navigate the details with the care and attention your family deserves. box-empty
Debt Management
Debt doesn't define your future. We'll help you build a plan to manage it while still making progress on the things that matter. box-empty
Financial Education
We want you to understand your money, not just hand it over. We'll keep you informed and involved every step of the way. box-empty
Who We Are
Decades of Independent Advice
Vest Benefit Solutions opened in 2005, built on a career in insurance and benefits consulting that began in 1981. A partnership with the Blue Chip Consortium, an insurance organization founded in 1997, gives us the reach to place coverage a single office would struggle to access on its own. Independence shapes the rest, since recommendations are chosen to fit the client rather than pulled from a shelf of in-house products. Clients across Missouri and Illinois range from families and individuals to schools, medical facilities, and the companies that employ them. Many have stayed for decades, which speaks louder than anything we could say about ourselves.
Vest Benefit Solutions
Vest Benefit Solutions is a member firm of The Blue Chip Consortium, LLC, an organization of 12 established, professional employee benefit firms located throughout the state of Missouri providing brokerage and consulting services to employers in the Midwest. The sole purpose of this consortium is to maximize the value that our member firms provide to their clients. Blue Chip’s distinctive “corporate partnership” structure allows Vest Benefit Solutions to provide the resources of a large organization, without losing the inherent advantages of low cost, personal service and flexibility.
About Our Firm
Your Neighbors,
Your Wealth Management Team
We live and work in this community, and that's not a coincidence — it's a choice. We built our practice here because we want to help the people we see at the grocery store, at local events, and around town. We take a down-to-earth approach to wealth management, and we believe the best advice comes from a team that actually knows your world. If you're looking for people who'll be straight with you, take the time to listen, and build a plan around your life — not a sales quota — we'd love to talk.
Our Process
What Working Together Looks Like
We aim to reach recommendations that fit your situation now and go on fitting it as that situation changes.
Step 1
Start With Your Situation
We begin by learning where you stand today and what matters most to protect.
Step 2
Build the Plan Around It
From there, we shape specific recommendations suited to your goals and the risks worth guarding against.
Step 3
Adjust as Life Moves
We stay on as things change, revisiting the plan whenever your circumstances or the rules shift.
Our Resources
Recent Highlights
We share articles and insights to help you think about money and life in new ways. Take a look at what's been on our minds lately.
A Bucket Plan to Go with Your Bucket List
Mutual Funds vs. ETFs
Ready? Let’s Talk
Start With a Conversation
A first conversation costs nothing and commits you to nothing, and it is the simplest way to see whether we are the right fit for what you are weighing. Reach out whenever you are ready, and we will take it from there.