Vest Benefit Solutions
Welcome to Vest Benefit Solutions, a full-service financial services and benefits consulting firm established in 2004. Rick Vest’s firm specializes in consulting with individuals, organizations, companies, schools and medical facilities in the areas of finance and benefit management. The focus of Vest Benefit Solutions is small to medium-sized companies and institutions in Missouri and Illinois with both fully-funded and self-funded programs.
Vest has been in the insurance industry since 1981. He has been a benefits consultant since 1983 and has been self-employed since 1981. Rick is a Registered Representative and Investment Advisor of and offers securities products and services through Royal Alliance Associates, Inc.
Vest Benefit Solutions is a member firm of The Blue Chip Consortium, LLC, an organization of 12 established, professional employee benefit firms located throughout the state of Missouri providing brokerage and consulting services to employers in the Midwest. The sole purpose of this consortium is to maximize the value that our member firms provide to their clients. Blue Chip’s distinctive “corporate partnership” structure allows Vest Benefit Solutions to provide the resources of a large organization, without losing the inherent advantages of low cost, personal service and flexibility.
Newsletters
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HOT TOPIC: How COVID-19 Has Changed Consumer Behavior and the Future of Retail
This article looks at the “new normal,” its effect on consumer behavior and the retail industry, and what that could mean for the economy.
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Prepare Your Finances for the Next Emergency
The pandemic has underscored the importance of a well-stocked emergency fund. This article offers tips for building up a cash reserve.
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Business Cycle Basics: Recessions Begin and End Before We Know It
This article discusses how economists identify and measure economic contractions and compares some characteristics of past recessions.
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Do ETFs Belong in Your Portfolio?
Do you know the potential benefits and risks of exchange-traded funds and how they differ from mutual funds?
Calculators
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Lease Payment
How much would your monthly lease payment be?
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Loan Payoff
How much will it cost to pay off a loan over its lifetime?
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Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.
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Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 72.